• Disclaimer and Terms of use
  • Real Estate Investment TV
  • Submit your links
  • Contact us!
  • RSS
  • Twitter
  • Facebook
  • Buyers
  • Sellers
  • Investors
    • Capital Investment
    • Buildings
  • Market Watch
  • Search MLS Listings
    • Past Listings
    • New Construction
  • Blog
  • Contact me

Home » Buyer Resource

INTERVIEW: Don R Campbell talking about Toronto Real Estate prices  

Posted by: Addy Saeed    Tags:  Addy Saeed, Don R Campbell, inflated, Interview, over priced real estate, potential, projected, real estate prices, under valued neighborhoods, up and coming neighborhoods, wojciech pianka    Posted date:  May 31, 2011  |  No comment



I recently had the opportunity to sit down with Don Campbell of REIN Canada and talk about what his projections were for Toronto Real Estate prices. We also talked about what were the factors to consider when reviewing investment appreciation potential. I took the time to ask him about where he projects to see activity in the coming years in Toronto and which neighborhoods will be hot. Hope you enjoy the video Having trouble viewing video? Click here


Quick View QuickView | Read Full Article

How to pick the right neighborhood?  

Posted by: Addy Saeed    Tags:  buying home in toronto, buying my first home in toronto, how to find out if a neighborhood will appreciate, how to pick the right neighborhood, neighborhood, neighbourhood, things to look for in a neighborhood    Posted date:  May 15, 2011  |  One Comment



I deal with a lot of buyers as part of my business who concentrate a lot on the specific home and don't look enough into the neighborhood other than what they have heard.  We do home inspections when we buy our home, some even fore go that, and we don't stop to look at what amenties are included or in walking distance of the house. Here are different aspects that I recommend my client consider when they are looking to make a purchase. School ratings Local businesses and services New future development? Infrastructure investment Let's take a moment and go through each of the items...


Quick View QuickView | Read Full Article

Scary thing this Mortgage Insurance!  

Posted by: Addy Saeed    Tags:  best agent in toronto, differences between life insurance and mortgage insurance, do you need insurance, financail, insurance agents, Interview, mortgage insurance, real estate agents, sunlife, Terrence brown, top agents in toronto, Toronto Real Estate, what is, which one is better, why    Posted date:  May 6, 2011  |  No comment



Having trouble viewing video? Click here I recently had the opportunity to sit down with a friend of mine who is a Financial Advisor with Sunlife and talk about the Mortgage insurance.  Terrence Brown, Financial Advisor, disclosed information to me about our traditional Mortgage insurance that didn't sit well with me hence I interviewed him on video for you and looked around on the internet as well.  There are good arguments to both sides of the story but I'm surprised that such a practice is allowed in the insurance business by the banks. Here's adirect link to the expose done by CBC in 2008...


Quick View QuickView | Read Full Article

3 ways to pay off your mortgage faster  

Posted by: Addy Saeed    Tags:  Addy Saeed, be debt free, buying a condo in toronto, buying real estate in toronto, how to get rid of mortgage payments quickly, how to reduce your mortgage payment, mortgage broker, paying off your mortgage, Toronto Real Estate, what to do after you bought your house, wojciech pianka    Posted date:  April 9, 2011  |  No comment



Having trouble viewing video? Click here As real estate agents, we are the torch bearers to help our clients move also help them take on one of the biggest debt of their life. It's only fitting that we also help them get rid of this debt and generate wealth through the process. I sat down recently with Wojciech Pianka to talk about what my clients can do to pay off their mortgages faster and save money while doing so. He highlighted three different way it can be achieved. Please watch the video for detailed explaination. If you have any questions, please feel free to contact Wojciech...


Quick View QuickView | Read Full Article

HST and Resale Housing  

Posted by: Addy Saeed    Tags:  Home Purchase, hst charged on real estate, hst on home purchase, hst payable, new construction hst, real estate purchase, tax change, Toronto    Posted date:  March 24, 2011  |  No comment



I had done a video about how much HST is applicable to resale home purchases in August of 2010 and came about a new video posted by Toronto Real Estate this week. I thought it would be a great video to share with you. Please let me know if you have any question. Having trouble viewing video? Click here


Quick View QuickView | Read Full Article

How to read MLS Sheets?  

Posted by: Addy Saeed    Tags:  buying a house, contact, Home Purchase, How to read mls sheets, MLS, realtors, toronto mls, Toronto Real Estate, Toronto Real Estate Board    Posted date:  August 26, 2010  |  One Comment



As part of our educational process of helping buyers learn about the home purchase process, I always spend time with them going over the MLS sheets that we send out to them on regular basis about properties for sale.  I thought it would be a great idea to make a small video about the process and post it here for your review. I hope you enjoy the video and if you have any questions about the information provided, please feel free to contact me directly.


Quick View QuickView | Read Full Article

How much HST do I pay on my purchase?  

Posted by: Addy Saeed    Tags:  agent commissions, Cabbagetown Real Estate, commercial real estate, commissions, Home Purchase, home purchases, Home Sale, HST, industrial real estate, land purchases, land transfer tax, lawyer fees, market, multifamily residential, new homes, paying taxes, property lawyers, purchasing real estate, Real estate market, residential purchases, Toronto, Toronto Real Estate, vacant land    Posted date:  August 21, 2010  |  4 Comments



I recently got questioned by one of my buyer who thought that they have to pay HST on all home purchases. I thought it would be a great idea to talk about HST and how it's impacting the real estate market. All standard residential purchases don't require HST payment. HST is applicable to real estate when the property being purchased is: 1. New homes and condo purchases from the builder 2. Commercial or Industrial real estate 2. Multi family residential 3. Vacant Land Purchases If you're purchasing real estate, you don't have to pay HST but you will be paying Land Transfer...


Quick View QuickView | Read Full Article

I bought a brand new home! When do I sell this one?  

Posted by: Addy Saeed    Tags:  backup plans, belonging, buzzbuzzhome, current market, first time home, first time home buyers, good time, home toronto, homework, how do i move into my new home, jd powers, local real estate, moving, moving into a new home, new developments, New home purchase, new projects, new question, purchaser, REALTOR, resale home, s market, selling my home, semblance, storage space, threads, time home buyers, Toronto, world market    Posted date:  August 12, 2010  |  No comment



"We just bought a new home from the builder and we were wondering when is a good time for us to list our property?" I had received a new question in one of my online real estate advise threads from another satisfied purchaser of a new home who were looking forward to moving in their new home and wanted a semblance of a schedule of event that were to follow.  Their list of to do list included packing their belonging, finding a mover and oh, finding a REALTOR to help them sell their place. This question might not be applicable to renters or first time home buyers but it's a scary reality...


Quick View QuickView | Read Full Article

Quick tips when buying a second property  

Posted by: Addy Saeed    Tags:  3 things, buying an investment property, cottage purchase, financing options, first glance, home insurance, insurance policies, lakefront cottage, mortgage lender, mortgage specialists, new mortgage, newscanada, perils, real estate agent, regional sales manager, risk insurers, second mortgage, security risk, smoke damage, standard mortgage, TD Canada Trust, TD Insurance, team of experts, Toronto condo for sale, vacation properties, water damage, whatever your reason    Posted date:  July 6, 2010  |  One Comment



(NC)—Are you dreaming of spending summers at a lakefront cottage? Or maybe you've always wanted to own a condo as an investment? Whatever your reason for wanting to purchase a second property, knowing your financing options before you buy is crucial to avoid surprises down the road. “Financing the purchase of a second property can be complicated at first glance,” says Farhaneh Haque, Regional Sales Manager, Mobile Mortgage Specialists, TD Canada Trust. “A team of experts such as your mortgage lender, real estate agent and insurer can take you through the process and help you decide...


Quick View QuickView | Read Full Article

As a seller, should I allow an extension to a contract?  

Posted by: Addy Saeed    Tags:  2c, a0, agent representative, ask question, belair networks, buyer agent, Buyer Representation, Buyer’s guide, extension 1, For Sale, home inspection, Home Purchase, Home Sale, houston north, missing piece of the puzzle, Mortgage, negotiation, neighborhood, piece of the puzzle, s market, Seller’s guide, time period, Toronto condo for sale, Toronto Real Estate, transition    Posted date:  July 1, 2010  |  2 Comments



I was recently in an offer negotiation where the buyer who was looking to secure a mortgage on their new purchase wasn't able to do so within the time period specified in their purchase and sale agreement.  The buyer agent contacted me promptly to let me know that they won't be able to secure the funds within the time period and would require an extension for two days.  If you're the seller and the buyer hasn't been able to fulfill a condition on their purchase and sale agreement, do you agree to give them the extension if they ask? This is a very tough question to ask and needs to be answered...


Quick View QuickView | Read Full Article

Next Page »

  • Subscribe now

  • Contact Info

    Addy Saeed

    Real Estate Sales Representative

    RE/MAX Active Realty Inc., Brokerage

    Office: 1-416-292-6777

    Direct: 1-877-439-2339

    This is Addy Saeed's blog who is a full time REALTOR® in Toronto, ON and what his views are about different aspects of his practice. Addy is also involved in different projects, community and charity events and will often comment on them as well.

    Each office independently owned and operated

    Intended to solicit buyers and sellers but not those under agency contracts

  • Find us on Facebook

  • Closing Cost Estimator

    Loan Information
    Loan Amount $
    View/Edit Closing Cost Details
    Traditional Closing Expenses
    Discount Points  
    Origination Fee %
    Lender Processing Fees $
    Credit Report $
    Appraisal $
    Title Insurance $
    Reconveyance Fee $
    Recording Fee $
    Wire and Courier Fees $
    Endorsement Fee $
    Title Closing Fee $
    Title Document Prep Fee $
    Other Fees $
  • Affordability Calculator

    Monthly Gross Income $
    Monthly Debt Expenses [?]

    Monthly Debt and Obligations Should Include:

    1. Monthly Credit Card Payments
    2. Monthly Auto Payments
    3. Monthly Child Support
    4. Monthly Association Fees
    5. Other Monthly Obligations, but NOT utility bills.
    $
    Down Payment: $
    Interest Rate: %





Copyright - Torontonian Online - 2011